Independent personal trainers, fitness coaches, and group fitness instructors. Calculate your federal, state, and self-employment taxes with deductions specific to personal trainers.
Using California tax rates. Select your state for accurate estimates.
Portable fitness equipment, weights
Space rental or gym membership
CPT, specialty certifications
Liability insurance
Website, social media, business cards
Branded workout clothing
💡 Tip: Track all business expenses throughout the year. These deductions can save you thousands in taxes.
Home gym equipment used for training clients is deductible
Online coaching platforms and apps are deductible
Mileage to client locations is deductible
Nutrition certification costs are deductible
Entry Level
$25,000
~$6,250 in taxes
Median Income
$50,000
~$14,000 in taxes
Top Earner
$100,000
~$32,000 in taxes
Tax estimates assume single filer with standard deduction. Actual taxes depend on deductions, state, and filing status.
Personal Trainers typically pay 25-35% of their net income in taxes. This includes self-employment tax (15.3%), federal income tax (10-37%), and state income tax (0-13% depending on your state). With a median income of $50,000, expect to pay roughly $14,000 in annual taxes before deductions.
Common deductions for personal trainers include: equipment, gym rental, certifications, insurance, and more. These deductions can reduce your taxable income significantly.
Yes, if you expect to owe $1,000 or more in taxes as a personal trainer, you must make quarterly estimated tax payments. Due dates are April 15, June 15, September 15, and January 15.
Personal Trainers file Form 1040 with Schedule C (business income) and Schedule SE (self-employment tax). You'll receive 1099-NEC forms from clients who paid you $600 or more.
Use accounting software or an app like WorkMade to automatically categorize your personal trainer expenses. Keep receipts for all business purchases and track mileage if you drive for work.
WorkMade automatically tracks your income, finds personal trainer-specific deductions, and calculates quarterly taxes. Real tax pros. Zero upfront.
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