This Privacy Policy describes how WorkMade Technologies, Inc. ("WorkMade," "we," or "us") and its subsidiaries collect and use your personal data that you provide in connection with our products and services, including without limitation:(a) WorkMade financial management products, tools, and services(b) the WorkMade website available at www.workmade.com and our mobile application(c) any other services related to the services described aboveIn this Privacy Policy, the above are referred to collectively as the "Services." This policy describes the choices available to you regarding our use of your personal data and how you can access and update this data. Services include software and services that we own and operate directly, as well as software and services that we market or provide from or on behalf of third parties.If you have any questions regarding this Privacy Policy, please contact us at help@workmade.com.By using any of the Services you agree to be bound by this policy. If you do not agree to the terms of this Privacy Policy, please do not provide us with any personal information and do not use the Services.Important NoticesChildren's PrivacyThe Services are intended for a general audience. We do not knowingly collect personal information from children under the age of 13. We will delete any personal information collected that we later determine to be from a user younger than the age of 13. If you are a parent or guardian of a child under the age of 13 and you believe he or she has disclosed personal information to us, please contact Customer Service using the contact information below.International Data TransfersThe Services are provided to users from systems in the United States. If you are from outside the United States and use the Services, please be aware that the data protection laws in the United States may differ from those of the country where you are located, and your personal information may be subject to access requests from governments, courts, or law enforcement in the United States according to the laws of the United States. In addition, such data may be stored on servers located outside your resident jurisdiction and in jurisdictions that may have less stringent privacy practices than your own. By using the Services or providing us with any information, you consent to the transfer, processing, usage, sharing, and storage of your information, including personal information, in the United States as set forth in this Privacy Policy.California Privacy RightsIf you are a California resident, you may have certain rights as provided in the California Consumer Privacy Act ("CCPA"). For the CCPA-specific provisions of this Privacy Policy, please see Section VI below.1. INFORMATION COLLECTED VIA THE SERVICES1.1 Personal Information We CollectWe may obtain various types of personal data about users of the Services and non-customer website visitors. This data may include:Contact Information: Name, address, phone number, and email addressFinancial Information: Information about your banking relationships, vendors, payees, and other entities with whom you have relationships you manage via the ServicesTransaction Data: Information about services ordered or provided, transaction history, and payment informationOnline Activity Data: Information collected through Internet-based and e-commerce activities such as information obtained from log files, cookies, clear gifs (i.e., web bugs), images, and scriptsCustomer Service Data: Demographic data such as gender, income level, and information about your prior experiences with our servicesThird-Party Data: Information collected from our third-party service providersOther Transaction-Related Data: Any other information related to your use of our Services1.2 Device and Technical InformationWhen providing the Services we may also collect the following non-personally identifiable information about your devices, including:Device Information: Operating system version, processor type, memory space, device type, and similar technical specificationsSoftware Information: Information about software on your device, including the version of certain software programs and when they were installed and/or upgradedUsage Information: Browsing history, preferences, internet addresses, unique identifiers, device location, and other similar informationSystem Information: Information collected from logs, configuration files, and other system or software-level information1.3 Apple Pay-Specific Data CollectionWhen you use Apple Pay through our Services, we collect and process the following information in accordance with Apple's requirements:Transaction Information: Payment amount, merchant information, and transaction timestamp (but not your actual card number)Device Authentication Data: Device-specific identifiers and transaction codes used for authenticationFraud Prevention Data: Information necessary for fraud detection and prevention as required by Apple Pay security protocolsLocation Data: If enabled, general location information for fraud prevention purposes (in accordance with Apple Pay guidelines)Important: We do not store your actual payment card numbers when you use Apple Pay. Apple Pay uses device-specific numbers and unique transaction codes instead of your actual card information.1.4 Data RetentionWe will retain your information for as long as your account is active and as needed to provide the Services. We will retain and use your information as reasonably necessary to conduct our business, comply with our legal obligations, resolve disputes, and enforce our agreements.2. INFORMATION USAGE2.1 How We Use Your InformationYou hereby agree that we may use the personal data you submit in order to:Business OperationsAccomplish our business purposes, including to deliver or provide the ServicesEstablish or maintain customer and business relationshipsImprove the Services and develop new featuresProvide access to Internet-based and e-commerce activitiesPerform accounting functions and conduct other activities as necessary or appropriate in connection with the ServicesProcess payments and transactions, including Apple Pay transactionsVerify your identity and prevent fraudMarketing and CommunicationsMarket our products and services to you, and the products and services of our third-party partnersSend you information about products, services, or promotionsOpt-Out: You may opt out of these promotional communications by following the instructions in each message, or by contacting us at help@workmade.comService CommunicationsSend you service updates, announcements, and alerts related to the ServicesProvide notices of security incidents, downtime, or planned maintenanceSend account-related notifications and transaction confirmationsNote: You may not opt-out of service communications. If you do not wish to receive them, you have the option of deactivating your account and ceasing your use of the Services.2.2 Apple Pay Data UsageWhen you use Apple Pay through our Services, we use your information only for:Processing your payment transactionsFraud prevention and security monitoringCompliance with payment network requirementsCustomer service and support related to your Apple Pay transactionsLegal and regulatory complianceWe do not use Apple Pay transaction data for marketing purposes beyond what is disclosed to you, and we comply with all Apple Pay merchant requirements regarding data handling and privacy.3. INFORMATION SHARING AND DISCLOSURE3.1 Service Providers and Business PartnersWe may sell, transfer, or disclose personal data to our service providers under written contracts as needed for such service providers to perform services on our behalf, including to fulfill our obligations to you. Service providers and business partners that are provided information under this section will not use personal data for any other purposes. If we have actual knowledge that a business partner or service provider is processing your personal data in a way that is contrary to this Privacy Policy, we will take reasonable steps to prevent or stop such processing. In such case, you agree that we will not be held liable for the misuse of your data.3.2 Affiliates and Third PartiesWe may sell, transfer, or disclose personal data, including your contact information, to its affiliates, licensees, partners, and other third parties as appropriate in accordance with the terms of written agreements for legitimate business or marketing purposes.3.3 Legal and Safety DisclosuresWe will, in our sole discretion, disclose your personal data to third parties in certain additional limited cases:When we have reason to believe that disclosing this information is necessary to identify, contact, or bring legal action against someone who may be causing injury to or interference with our rights or the rights of our customers and vendorsWhen we believe in good faith that the law requires us to do soTo a subsequent owner, co-owner, or operator of a website or service or in connection with a merger, consolidation, or restructuring, or the sale of substantially all of our interests and/or assets, or other corporate change, including during the course of any due diligence processIn situations involving threats to the physical safety of any person3.4 Apple Pay Data SharingFor Apple Pay transactions, we share information only as necessary to:Process your payment with the appropriate payment networks and financial institutionsComply with Apple Pay merchant requirementsPrevent fraud and ensure transaction securityMeet legal and regulatory obligationsWe do not share your Apple Pay transaction data with third parties for marketing purposes, and we maintain compliance with Apple's data sharing restrictions for merchants.4. INFORMATION SECURITY4.1 Security MeasuresYour data is of the utmost importance to us. We use Transport Layer Security (TLS) and other transmission technologies to encrypt your personal data so it cannot be read in transit. In addition, we use secure technology, privacy protection controls, and restrictions on employee access to safeguard your personal information in storage.4.2 Apple Pay SecurityFor Apple Pay transactions, we implement additional security measures including:Compliance with Apple Pay security standards and requirementsUse of device-specific identifiers instead of actual card numbersImplementation of fraud prevention measures as required by Apple Pay guidelinesRegular security assessments and monitoring of Apple Pay transaction processing4.3 Security LimitationsPlease note, however, that although we employ industry-standard security measures to safeguard the security of your personal information, no transmissions made on or through the Internet are guaranteed to be secure. Therefore, we cannot ensure the absolute security of any information you transmit to us, and you use our Services and provide us with your information at your own risk.5. TRACKING TECHNOLOGIES5.1 Our Use of Tracking TechnologiesWe and our marketing partners, affiliates, or analytics or service providers may use technologies such as cookies, beacons, tags, browser and device fingerprinting, network traffic monitoring, active scripting, recognition technologies, and scripts to:Analyze trends and user behaviorAdminister the ServicesTrack users' behavior while using the ServicesGather demographic information about our user base as a wholeWe may receive reports based on the use of these technologies by these companies on an individual and aggregated basis.5.2 Third-Party TrackingWe may not control those tracking technologies and are not responsible for them. However, you consent to potentially encountering third-party tracking technologies in connection with use of our Services and accept that our statements under this Privacy Policy do not apply to the tracking technologies or practices of such third parties.There may be other tracking technologies now and later devised and used by us in connection with the Services. Further, third parties may use tracking technologies in connection with our Services, which may include the collection and storing of information about your online activities over time and across third-party websites or online services.5.3 Advertising and Opt-OutWe may partner with one or more third parties to either display advertising via the Services or to manage our advertising on other sites or services. Our third-party partner(s) may use tracking technologies to gather information about your use of the Services and other websites or services to provide you targeted advertising based upon your browsing activities and interests.If you wish not to have this information used for the purpose of serving you targeted ads, you may be able to opt-out by visiting:http://www.networkadvertising.org/managing/opt-outhttp://www.aboutads.info/choices5.4 Third-Party PracticesStatements regarding our practices do not apply to the methods for collecting information used by these third parties or the use of the information that such third parties collect. We do, however, work with third parties to make efforts to have you provided with information on their practices and any available opportunity to exercise choice. We make no representations regarding the policies or practices of third party advertisers or advertising networks or exchanges or related third parties.6. THIRD-PARTY SERVICES AND LINKS6.1 Third-Party WebsitesIf you click on a link to a third-party site, you will leave the site you are visiting and be redirected to the site you selected. Because we cannot control the activities of third parties, we do not accept responsibility for any use of your personal data by such third parties, and we do not guarantee that they will adhere to the same privacy policies as described in this Privacy Policy. We encourage you to review the privacy policies of any other service provider from whom you request services. If you visit a third-party site that is linked to a Service, you should read that third-party site's privacy statement before providing any personal data.6.2 Social Media FeaturesOur Services may include social media features, such as the "Share This" button that allows you to like us on Facebook or share our content on Twitter. These features may collect your IP address and information regarding your use of the Services. Social media features are either hosted by a third party or hosted directly on our systems. Your interactions with these features are governed by the privacy statement of the applicable company.6.3 Apple Pay IntegrationWhen you use Apple Pay through our Services, you are also subject to Apple's Privacy Policy and Terms and Conditions for Apple Pay & Wallet. We encourage you to review Apple's privacy practices at apple.com/privacy.7. YOUR PRIVACY RIGHTS AND CHOICES7.1 Access and ControlYou have the right to:Access the personal information we have about youRequest correction of inaccurate informationRequest deletion of your information (subject to legal and business requirements)Opt-out of marketing communicationsRequest information about how we share your data7.2 Communication PreferencesYou can manage your communication preferences by:Following unsubscribe instructions in marketing emailsContacting us at help@workmade.comReplying "STOP" to text messages7.3 Apple Pay ChoicesFor Apple Pay transactions, you can:Manage your Apple Pay settings through your device's Wallet appRemove payment cards from Apple Pay at any timeContact us regarding Apple Pay transaction inquiries8. CALIFORNIA PRIVACY RIGHTS (CCPA)8.1 California Consumer RightsIf you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):Right to Know: You have the right to request information about the categories and specific pieces of personal information we have collected about you, the categories of sources from which we collected your personal information, the business or commercial purpose for collecting your personal information, and the categories of third parties with whom we share your personal information.Right to Delete: You have the right to request that we delete personal information we have collected from you, subject to certain exceptions.Right to Opt-Out: You have the right to opt-out of the sale of your personal information. We do not sell personal information as that term is traditionally understood, but we may share information for advertising purposes that could be considered a "sale" under CCPA.Right to Non-Discrimination: You have the right not to receive discriminatory treatment for exercising any of your CCPA rights.8.2 How to Exercise Your RightsTo exercise your CCPA rights, please contact us at help@workmade.com or through our website. We will verify your identity before processing your request.8.3 Categories of Information CollectedIn the past 12 months, we have collected the following categories of personal information:Identifiers (name, email, phone number, address)Financial information (banking details, transaction history)Commercial information (purchase history, preferences)Internet or network activity (browsing history, device information)Geolocation data (when using location-enabled features)Inference data (preferences and characteristics derived from other information)9. DATA RETENTION AND DELETION9.1 Retention PeriodsWe retain your personal information for as long as necessary to:Provide our Services to youComply with legal obligationsResolve disputesEnforce our agreementsPrevent fraud and abuse9.2 Apple Pay Data RetentionFor Apple Pay transactions, we retain transaction data only for as long as necessary to:Complete the transaction and provide customer serviceComply with payment network requirementsMeet legal and regulatory obligationsPrevent fraud and unauthorized transactions9.3 Deletion of InformationWhen we no longer need your personal information, we will securely delete or anonymize it in accordance with our data retention policies and applicable legal requirements.10. UPDATES TO THIS PRIVACY POLICYWe may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by:Posting the updated policy on our websiteSending you an email notification (if you have provided us with your email address)Providing notice through our ServicesYour continued use of our Services after we make changes constitutes your acceptance of the updated Privacy Policy.11. CONTACT INFORMATIONIf you have questions or concerns about this Privacy Policy or our privacy practices, please contact us at:WorkMade Technologies, Inc.Email: help@workmade.comWebsite: www.workmade.comFor California privacy rights requests, please use the contact information above and clearly indicate that you are making a California privacy rights request.This Privacy Policy was last updated on July 10, 2025.

When providing the Services we may also collect the following non-personally identifiable information about your devices, including:

We will retain your information for as long as your account is active and as needed to provide the Services. We will retain and use your information as reasonably necessary to conduct our business, comply with our legal obligations, resolve disputes, and enforce our agreements.