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Free calculator / 2026
Your income, your expenses, your city. Estimate federal, Massachusetts state taxes in one place.
02 / A little clarity
Add your numbers. We’ll turn them into an estimate you can plan around.
A planning estimate using the calculator’s simplified tax model. Your filing details, other income, credits, and deductions can change the result.
If you're a freelancer, independent contractor, or self-employed professional in Boston, Massachusetts, understanding your tax obligations is crucial. Unlike W-2 employees who have taxes automatically withheld, 1099 workers are responsible for calculating and paying their own taxes throughout the year.
As a Boston freelancer, you're required to make quarterly estimated tax payments if you expect to owe $1,000 or more in taxes. The IRS due dates are:
Missing these deadlines can result in underpayment penalties. WorkMade automatically calculates and tells you exactly what to set aside for quarterly taxes.
Reduce your tax bill by tracking these common business expenses:
Freelancers in Boston pay self-employment tax (15.3%), federal income tax (10-37%), Massachusetts state tax (9.00%). Total effective rate is typically 25-40% depending on income and deductions.
No, Boston does not have a local income tax. You'll only pay Massachusetts state tax and federal taxes.
Quarterly estimated tax payments for Boston freelancers are due on April 15, June 15, September 15, and January 15 of the following year. These dates apply to federal taxes and most state taxes.
Boston freelancers can deduct business expenses like home office costs, equipment, software, professional development, travel, and health insurance premiums. These deductions reduce your taxable income for federal, state taxes.
Boston has no local income tax, which is good. You'll pay Massachusetts's 9.00% state tax plus federal taxes. The state tax rate is on the higher end nationally.
You’ve got a business to run.
The client paid. The receipts are in your coat pocket. WorkMade brings your income, expenses, and tax estimates together, so you can get back to the work you actually chose.
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