Getting your calculator ready.
Getting your calculator ready.
Free calculator / 2026
Good at your thing? Start with a clearer picture of the money. Estimate your taxes, then explore the business costs worth tracking.
02 / A little clarity
Add your numbers. We’ll turn them into an estimate you can plan around.
A planning estimate using the calculator’s simplified tax model. Your filing details, other income, credits, and deductions can change the result.
Using California tax rates. Select your state for a state-specific estimate.
Instruments, amps, pedals, maintenance
Room rental, recording time
Mileage, flights, lodging for gigs
Continued instruction in your craft
Distro fees, PR, content production
💡 Tip: Track all business expenses throughout the year. These deductions can save you thousands in taxes.
Union (AFM/SAG-AFTRA) sessions pay W-2; most gigging and streaming income is 1099
Streaming royalties and sync fees are self-employment income when you perform the work
Instrument purchases may be depreciated or expensed under Section 179 against 1099 income
Touring across states can create nonresident filing obligations
Entry Level
$12,000
~$3,000 in taxes
Median Income
$35,000
~$9,800 in taxes
Top Earner
$100,000
~$32,000 in taxes
Tax estimates assume single filer with standard deduction. Actual taxes depend on deductions, state, and filing status.
Musicians typically pay 25-35% of their net income in taxes. This includes self-employment tax (15.3%), federal income tax (10-37%), and state income tax (0-13% depending on your state). With a median income of $35,000, expect to pay roughly $9,800 in annual taxes before deductions.
Common deductions for musicians include: instruments & gear, rehearsal & studio space, travel & touring, lessons & training, and more. These deductions can reduce your taxable income significantly.
Yes, if you expect to owe $1,000 or more in taxes as a musician, you must make quarterly estimated tax payments. Due dates are April 15, June 15, September 15, and January 15.
Musicians file Form 1040 with Schedule C (business income) and Schedule SE (self-employment tax). You'll receive 1099-NEC forms from clients who paid you $600 or more.
Use accounting software or an app like WorkMade to automatically categorize your musician expenses. Keep receipts for all business purchases and track mileage if you drive for work.
You’ve got a business to run.
The client paid. The receipts are in your coat pocket. WorkMade brings your income, expenses, and tax estimates together, so you can get back to the work you actually chose.
Meet WorkMadeA little more clarity.
